Okay, I get it. I hear you loud and clear. You, like most, think health insurance coverage is overpriced and underwhelming. And quite often, you are correct! But one thing we saw in the industry over the last 3 months was a very swift, decisive, and……..COMPASSIONATE response from the major insurance carriers during the worst of the COVID-19 pandemic. In the state of Louisiana, a slew of emergency declarations and Department of Insurance mandates were put in place to protect consumers during the challenging times. In order to give credit where it’s due, I’d like to point out that the carriers policed themselves in most cases, proactively putting these policy measures in place before they were even required to.
waiving the cost of diagnostic test for COVID-19
waiving ALL costs associated with COVID-19
waiving the cost of online/virtual doctor visits
providing payment relief and ceasing the cancellation of policies due to delinquency
So let’s share a nice round of applause for Humana, Blue Cross, and United.
The party can’t go on forever, though. Yesterday, Blue Cross of Louisiana announced that as of June 1st, most regular benefits would be restored to their original contractual value. While it would be nice to ride the gravy train a while longer, it was great to see the carriers rise to the task of supporting their millions of members during a major challenge. Hats off to you, Big Insurance!
To read more about Blue Cross and their updated COVID-19 coverage please CLICK HERE.
